Equity Shares represent equity in your Credit Union and form part of your own personal wealth. These funds are yours, they appear on your regular statement, and are refundable upon membership cancellation.

Credit Union owners are both members and shareholders. As a member, you receive the services you want and local control of your own financial institution.

There is a voluntary Board of Directors that you elect at the Annual General Meeting.

Open and Voluntary Ownership

Open to any resident, organization, or corporation of Canada.

• $5.00 maintained in single share account; $10.00 for a joint account.  
• All members are equal in share requirement.
• Shares are refundable upon membership cancellation.

Democratic Control

• One member, one vote at Annual General Meeting.
• Cooperative financial institution owned and operated by members.

Service to Owners

• Personal service and attention provided by trained, knowledgeable and professional employees. 
• TeleService, Automated Teleservice,online banking through MemberDirect and ATM access available for member convenience.  

 Social Responsibility

• Ethical standards and responsible actions.